Emotional Sobriety – Chapter 1
Earlier today I wrote a letter to a woman whose name I won’t mention in the spirit of Anonymity.
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Blood Money – Vol. 1
Meet Your Insurance Agent: Who I Help and Why Insurance Matters
Blood Money is a personal blog about Medicare, Life Insurance, and Annuities. It is the story of an Insurance Agent building an Insurance Business.
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Blood Money – Chapter 3
The total cost to get a resident Life and Health insurance license typically ranges between $375 and $700 all-in. This includes pre-licensing education, the state examination, fingerprinting, and application fees. If your state offers a combined “Life & Health” line of authority, take it in one sitting. This saves you from paying separate exam and application fees for each individual line.
Operating expenses for an insurance agent typically range from remote setups costing $500–$2,000 monthly to fully staffed traditional offices exceeding $30,000 monthly. Common expenses are a CRM, online storage, E&O insurance, licensing, advertising and or leads, and various professional fees.
The average salary for an insurance agent in Florida ranges from about $55,551 to $79,299 per year, while the median income sits around $43,800 to $60,000+, depending on the source data and commission structures.
Being an Insurance Agent largely means consists of doing the following things:
- Meeting new people and getting to know them
- Conducting a “Fact-Finding” or “Needs-Analysis”
- Presenting different products or services
- Underwriting and issuing different products or services
- Referrals and Reviewing cases annually or after major life events such as a marriage, divorce, death in the family, birth of a child, or turning 65.
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Blood Money – Chapter 2
Earlier today I attended a meeting where someone asked the group “what happiness was” and it immediately made me think of the moment this picture was taken. One of the few times I genuinely cried tears of joy in the presence of other people.
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Blood Money – Chapter 1
Most of my working career (so far) has been in marketing. I’ve spent about 4 years in the field, making $118,035 during that time for an average of $29,508.75 per year.
I spent 2 of those 4 years on residential aka door-to-door campaigns, selling fixed rate energy supply contracts, during which made a total of $75,731 or $37,865 per year, which is significantly more than what I make on average. The other two years were spent experimenting with retail and event campaigns, business to business campaigns, and selling other products such as online banking platforms and telecommunications services. I would make less money but get to travel more, working with different clients in different markets, proving to myself that I could “sell anything anywhere”, and generally making experiences that I will never forget.
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Blood Money – The Third Pillar
Surah At-Talaq (65:1) states: “O Prophet! If any of you divorce women, divorce them during their period of purity, and calculate their term. And be pious before God, your Lord. And do not evict them from their homes, nor shall they leave, unless they have committed a proven adultery. These are the limits of God—whoever oversteps God’s limits has wronged his own soul. You never know; God may afterwards bring about a new situation.”
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Blood Money – The Second Pillar
My career in security formally started with my military service. I served active duty in the United States Marines from March 28, 2022 until August 11, 2023.
I completed my Initial Security Guard training on January 7, 2026 — about a year after getting my Life and Health Insurance License on January 11, 2025. I ended up permanently moving to Florida on January 21, 2026 — meaning I’d have to start my security guard training all over again.
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Blood Money – The First Pillar
While the story of A History of Blood formally begins on August 24, 1791, with the beginning of the Haitian Revolution, the story of Blood Money officially begins on January 11, 2025, the day I first obtained my Life & Health Insurance License. Both stories fall into the category of historical fiction.
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Blood Money – Symbols and Uniforms
ASB Financial, like many insurance companies, has created a unique form of identification
including language, apparel, art, and design. We have a straightforward marketing and advertising strategy.Our traditional colors are red, black, and white, with other contemporary colors such as navy or gray in a professional setting, or woodland, or desert, or urban camouflage in a tactical setting. More important than the colors used however, is the type of uniform being worn.
We focus on the following Dress Codes:
- White Tie /Black Tie
- Business Formal
- Formal / Cocktail
- Business Casual (Winter / Summer)
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A History of Blood – Preface
This is probably the fourth or fifth version of the online version of “A History of Blood”. The first version began in August 2025, and in the time since, about a 100 chapters have been drafted, published, and turned into drafts again, as this small blog experienced big growing pains. Originally, the central character of the story of Danielle Pean, but after personally spending time with her I realized that a change was drastically required.
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